A Comprehensive Household Budget Planner
By GPA Financial Planning
This Budget integrates your goals, debts, income, expenditure and tax into a comprehensive savings plan. It is simple to use and extremely powerful.
About the Budget Planner
A comprehensive list of possible expenses
Includes space for often left out expenditure such as home maintenance, appliances, furniture, gifts. Also includes tax deductible expenses, include space for rental properties and salary packaging.
Tax is automatically calculated
A lot of budget templates use after-tax income. This is great if you do not have, or are not considering expenses that are tax deductible (like a rental or donations). Using pre-tax income also makes it easier to do projections around changes in pay (part-time or maternity leave).
Turn it into a 'Savings Plan'
A budget on its own does not work! it needs to integrate goals and structure to create motivation and discipline. This spreadsheet makes allowances for you to create a savings plan not just a budget.
About GPA Financial Planning
I founded GPA Financial Planning with the vision of creating a tailored financial planning service to improve the lives of middle income families and couples in Brisbane. Prior to founding GPA Financial Planning I was a successful financial planner for 10 years at a larger firm. At GPA Financial Planning, I will personally be involved in working with you to create peace of mind for your financial future.